Fee

I accept insurance! 

Currently In-network with

Aetna, Blue Cross Blue Shield of Massachusetts, Carelon Behavioral Health, Cigna and Quest Behavioral Health 

Visit the link below to verify your eligibility and specific cost per session (copay/deductible). 

https://headway.co/providers/stella-inyoung-lee?utm_source=pem&utm_medium=direct_link&utm_campaign=109992

In-Network Coverage Via Headway 

I can also provide superbills for out-of-network reimbursement 

Out-of-Network Coverage

Many insurance plans offer out-of-network benefits, which could reimburse you for a portion of your therapy costs.

Why Choose to use Out-of-Network coverage for therapy 

• Greater Flexibility: Out-of-network therapists are not bound by insurance restrictions on session length, frequency, or treatment methods, allowing for a tailored therapy experience.

• Therapist Specialization: Many excellent providers choose to remain out-of-network so they can specialize in their area of expertise.

• Privacy: Since I don't bill insurance directly, your sensitive mental health information remains confidential without being shared with insurance databases.

Key Questions to Ask Your Insurance Provider

• Do I have out-of-network mental health benefits?

• What percentage of the cost of each session will be reimbursed?

• Is there a deductible for out-of-network services, and if so, has it been met?

• Is there an annual limit on the number of sessions or reimbursement amount?

• How do I submit claims for reimbursement?

The Reimbursement Process

1. Superbills: After each session, I will provide you with a "superbill" – a detailed invoice containing all the necessary information for your insurance company.

2. Submitting Claims: You will typically submit the superbill directly to your insurance company, either online or by mail. Please check with your provider for their specific claims process.

3. Reimbursement: Your insurance company will process the claim and reimburse you according to your plan's out-of-network coverage.